Regardless of whether any payments are made, your judgment does not last forever. In Ohio, judgments go “dormant” in 5 years after the latter of: (a) when the judgment was issued, or (b) the last time it was used to create a lien, generate a seizure, obtain a garnishment order, or any other similar effort.
What is the difference between a Judgement and a lien?
The easy definition is that a judgment is an official decision rendered by the court with regard to a civil matter. A judgment lien, sometimes referred to as an “abstract of judgment,” is an involuntary lien that is filed to give constructive notice and is to attach to the Judgment Debtor's property and/or assets.
How do I collect a Judgement in Ohio?
- WAGE GARNISHMENT: You may have the wages of the Defendant garnished.
- EXECUTION OF PERSONAL PROPERTY: For a deposit of $450.00 or more as determined by the Court, you may attach nonexempt property of the defendant to satisfy your judgment.
- CERTIFICATE OF JUDGMENT:
How do I check for liens in Ohio?
To obtain more information about the lien, contact the Attorney General's Office. For business taxes call 1-888-246-0488. For individual taxes call 1-888-301-8885.
How long before a debt becomes uncollectible in Ohio?
Ohio's statute of limitations is six years no matter the type of debt. And the six years is counted from the date a debt became overdue or when you last made a payment, whichever was more recent. If the timeframe is more than six years, a creditor cannot sue to collect the debt.
How does a Judgement affect buying a house?
Judgments are public record. They will appear on your personal credit report and can wreak havoc on your credit scores. They can also hurt your ability to get a mortgage — unless you take specific steps.